加密货币牌照
从司法管辖区选型开始,到文件起草、递交与监管问询答复,全程由我们承接。欧洲 MiCA 体系、瑞士自律组织会员资格、美加 MSB 登记都在范围内。
CryptoLicense 为加密货币、Web3 与金融科技企业提供跨司法辖区的牌照与合规支持——覆盖 10+ 个司法管辖区、5 大洲,从路径规划、材料准备、监管沟通,一直做到银行开户与持续合规。已服务 100+ 家企业。 CryptoLicense provides cross-jurisdictional licensing and compliance support for crypto, Web3 and fintech businesses — across 10+ jurisdictions on 5 continents. From route planning and document preparation to regulator correspondence, bank onboarding and ongoing compliance. 100+ companies served.
新加坡的主要支付机构牌照与香港的金钱服务经营者牌照,是华语区团队最常问到的两张。两地也都能落地稳定币结算卡项目,并接续银行开户——牌照与账户从来不是两件事。 Singapore's major payment institution licence and Hong Kong's money service operator licence are the two most Chinese-speaking teams ask about. Both also support stablecoin-settled card programmes and follow through to bank onboarding — the licence and the account were never separate problems.
MiCA 最长过渡期已于 2026 年 7 月 1 日结束。仍依赖原有成员国牌照经营的企业,需要尽快确认现有资格是否继续有效。瑞士的自律组织会员资格走的是另一条路——不在欧盟体系内,但同样是受监管的身份。 The MiCA transitional period ended on 1 July 2026. A firm still operating on a legacy national licence needs to confirm whether its authorisation remains valid. Switzerland's self-regulatory organisation route sits outside the EU regime entirely — a different path to the same thing: a supervised identity.
萨尔瓦多为数字资产另设了一套专门制度,与美国、加拿大把加密业务归入货币服务业务登记的做法,是两种截然不同的监管哲学。选哪一边,取决于你的客户在哪里、资金怎么流动。 El Salvador built a purpose-made regime for digital assets. The United States and Canada instead fold crypto into money service business registration. Two very different regulatory philosophies — and which one fits depends on where your customers are and how the money moves.
阿布扎比 ADGM 与巴林 CBB 都建立了成文的数字资产监管框架。要求明确,门槛也高——对于已经有实际业务、需要一个说得出口的监管身份的团队,这是值得认真评估的一段。 Abu Dhabi's ADGM and Bahrain's CBB both publish a written framework for digital assets. The requirements are explicit, and the bar is high — which makes this a serious option for a team that already has a real business and needs a regulatory identity it can name.
澳大利亚 AUSTRAC 与新西兰 FSP 走的是注册制而非审批制,起步阶段的时间与成本通常比全牌照低。但注册不等于宽松——反洗钱与持续报告义务一样都不会少。 Australia's AUSTRAC and New Zealand's FSP are registration regimes rather than approval regimes, so the time and cost to start are usually lower than a full licence. Registration is not leniency, though — the AML and ongoing reporting obligations are every bit as real.
委托由集团自己的注册实体承接,不转手给第三方。公司注册编号公开可查——下面每一个都直接链到官方登记册,你现在就可以核实。 Engagements are held by the group's own registered entities, not passed to a third party. Every company number below links straight to the official register — you can check each one right now.
拿到牌照却开不了银行账户,业务照样跑不起来。所以我们从来不只做牌照那一段。 A licence you can't open a bank account against launches nothing. So we've never sold just the licence.
从司法管辖区选型开始,到文件起草、递交与监管问询答复,全程由我们承接。欧洲 MiCA 体系、瑞士自律组织会员资格、美加 MSB 登记都在范围内。
电子货币机构、支付机构与新加坡主要支付机构牌照。只要你的业务需要持有客户资金、发行电子货币或提供跨境支付,就属于这一类。
已获牌实体的过户,买卖双向对接。要提醒的是:股权成交并不等于牌照自动转移——控制权变更通常需要事先通知监管机构或取得批准,交易前也要完成法律、财务与合规尽职调查。
在新加坡与香港落地稳定币结算卡项目,包含发卡机构对接、BIN 赞助安排以及配套的合规框架搭建。
这是持牌之后最难的一关,也是最多项目卡住的地方。我们凭借与欧洲、亚洲银行及电子货币机构的既有关系,为加密业务开立真正能用的账户。
我们和 CryptoLicense 合作很顺畅。更难得的是,他们看得很前瞻。在比较不同牌照选择时,他们不仅帮我们理解合规要求,也会判断哪些牌照在投资人和未来合作伙伴眼中更有分量。
最让我们印象深刻的是 CryptoLicense 的方案非常务实。他们没有让我们立即开启漫长又昂贵的申请。相反,他们先评估我们的业务模式、目标市场和上线节奏,再帮我们制订真正适合团队和预算的有效牌照路径。
CryptoLicense 的帮助没有停在成功获牌的那一刻。他们一直在帮助我们梳理牌照后续维护需要注意的事项,包括合规流程、内部控制,以及未来合作伙伴可能关注的要求。这让我们在获批之后,也能更稳地开展更多业务。
告诉我们你的业务模式与目标市场,我们会说明可行的司法管辖区、每一条路径大致要经过哪些阶段,以及你需要准备的材料。免费咨询,不绕弯子。牌照能否获批由监管机构裁量,我们不做任何批准承诺。 Tell us your business model and target markets. We'll map the jurisdictions that fit, the stages each route runs through, and what you would need to prepare. Free consultation, no runaround. Approval is always at the regulator's discretion — we promise none.